1. Avoid Clicking Suspicious Links
Cyber scammers often send phishing emails or text messages with links that lead to fake websites designed to steal your personal information. Even if the message appears to be from someone you know, avoid clicking on any unfamiliar links.
2. Use Official Banking Apps and Websites
To conduct banking transactions safely, always use your bank’s official app or website. Avoid third-party apps or websites, as they may not be secure and could expose your bank details to cybercriminals.
3. Beware of Public Wi-Fi
Using public Wi-Fi in places like cafes, airports, or parties can put your sensitive data at risk. Hackers can easily access your information when you're connected to unsecured networks. Avoid entering banking or personal details while using public Wi-Fi.
4. Strengthen Your Passwords
Ensure your passwords are strong and unique by combining uppercase and lowercase letters, numbers, and special characters. Regularly update your passwords to make it more difficult for cybercriminals to gain access to your accounts.
5. Keep Your Bank Details Private
Never share your credit/debit card information or other sensitive financial details with anyone, especially online or through untrusted websites. Always check for a secure connection (look for "https" in the URL) before entering any personal data.
By staying aware of these potential threats and following these precautions, you can protect your bank details and enjoy a safe and secure New Year.